Kenneth F. Gibbons offers investment advisory products, services, and an agent who offers annuity and insurance products through Financial Engineering, LLC; a registered investment advisor is with the NJ. Financial Engineering, LLC does not provide tax or legal advice. Please consult with your attorney, tax, or financial advisor about applying this or any information to your situation. This information is to provide general education about the subject matter, not specific individualized advice. Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which he is properly registered and/or licensed. Your receipt of this email does not necessarily indicate that the sender can transact business in your state.