Here at Financial Engineering, we utilize several different providers, depending on your specific needs and preferences.
As Financial Engineering is a Registered Investment Advisor Firm, we are an independent firm and can use whomever we choose.
For our primary plans, we use ASSETMARK, an advisory investment platform that serves over 10,000 advisors and manages more than $ 130 billion in investment assets. Employees can choose from our time-tested lineup of investments, managed by a 3-38 investment manager, which means less liability for the business. This platform also allows us to connect you the owner with our brokerage services. Here we can invest your retirement dollars in any available investment choice. Why limit yourself to the basic retirement plan investments when we can construct a personalized portfolio for you, with a minimum of $500,000, primarily for business owners and executives.
Most advisors or platforms provide the employees with investment education, but what happens if they need or would like more assistance than that? Here at Financial Engineering, we provide both a tool to assist employees with their selections and an employee-to-advisor call when necessary. We leverage both technology and conversations to ensure employees get the level of service they need to be confident with their decisions.
We can use multiple providers, such as John Hancock and Schwab. We can also utilize any plan administrator and recordkeeper. At our ASSETMARK platform, we are connected with EPIC Retirement Plan Services and PCS Retirement.
It is possible that your plan’s investments may not need to be moved, depending on your current arrangement. An Advisor change is the easiest way to go at the beginning, if the option is available.
As always, seek the advice of your financial professionals before implementing any method on your own.