Businesses with a 401K Plan - 2 Million+ of Investment dollars
Most 401(k) plans don’t falter because they were designed poorly — they drift because they aren’t revisited as businesses evolve, employees change, regulations shift, and markets move over time.
At the same time, many plans sit on large platforms built for scale and risk management, where responsibility for investment guidance can recede, leaving employers and employees carrying more of the decision burden than they realize.