Selecting a Plan

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Implementing a Strategy

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Taxes Saved & Your Future Planned

Corporate financial advisor for retirement planning

Geared to strengthen your future.

Highly Compensated Employees 401k

Want to deal with 401K responsibilities?

Set it and forget it doesn't really work.

If ERISA says you can hire a qualified professional . . .

Why wouldn’t you? 

Geared to strengthen your future.

car, vehicle, motor

Want to attract new employees

and keep valued employees

HOLDBACK your "valued" employees from leaving and attract whose new employees that everyone else wants too?

TYPES OF RETIREMENT PLANS

401K PLANS

401Ks are the go-to retirement plan that offers employees a way to self-fund their retirement. Employer contributions are optional.

PEP-POOLED EMPLOYER PLANS

New in 2021, like a 401K but limit owner liability and responsibility. Employees self-fund their retirement and employer contributions optional. No audit for large plans. Learn about our pooled employer plan strategies.

SOLO-K PLANS

As the name suggests is best for the sole owner that wants to put away more for retirement than an IRA allows, it can even include a spouse.

403B PLANS

They act much like a 401K plan for non-profits, schools, government & religious type organizations.

PROFIT SHARING PLANS

This allows an employer to make deductible retirement contributions for all employees. It’s best if added as an additional component to a 401K plan.

CASH BALANCE PLAN

A pension-like plan will provide a larger deduction. Contributions for employees’ retirement are calculated yearly.

PENSION PLAN

This plan will cost the most. However, it offers a significant deduction based on employees’ years of creditable service calculated by an actuary. Best for companies with large profits & cash flow.

SEP

Simplified Employee Pension only allows for employer contributions. This plan does not allow for additional plans.

SIMPLE -IRA -401K

Allows for both employer and employee contributions. Limitations apply.

HSA

Health Savings Account – This is not technically a retirement plan, but it acts like one for current & future medical expenses.

ROTH

These can be included in 401K plans or for the individual, limitations apply.

IRA

These are not true “plans” but are a way for individuals to save for retirement with limitations.

I'm driven

I’ve seen everyone’s point of view personally, let’s make it happen!

motivated

Everyone needs results to retire someday. Let’s get you to that comfortable beach chair!

creative

Everyone has a different financial situation. This requires a unique plan to meet everyone’s needs. 

Ken, Will Help You Every Step Of The Way

Still Want to Learn More

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If you have any questions please feel free to contact us.

Ken Gibbons, CPA & CPFA